MICAH JOHNSON MORTGAGE TEAM
at Absolute Mortgage & Lending
Micah Johnson
Branch Manager
NMLS ID: 1555495
​
Atlanta, GA
Direct: (404) 919-5885
As a producing Branch Manager, my team and I are dedicated to being your lifelong lending partner. We provide exceptional service, clear information, and the guidance you need to make informed decisions. Our goal is to align your real estate financing with your broader financial goals. Contact us anytime via email, text, or phone
WHY WORK WITH US?
We’re committed to making home financing affordable and transparent. Unlike big banks with poor service or online lenders lacking accountability, we deliver world-class service and expert knowledge rooted in both broad industry insights and deep local expertise.
Once you've made a confident and educated decision, effective communication is essential for a smooth closing. Our system ensures you and all other involved parties stay updated throughout the approval process.
Maya, Realtor
Micah and his team were very professional, communicative, and knowledgeable from start to finish. I really liked the automated email updates that were in place. It helped to keep the process moving quickly in the right direction. I also appreciate how Micah provided my client with options throughout the process.
Jonathan, Client
If it weren’t for Micah Johnson we would not be homeowners today. He worked with us tirelessly for weeks to get us in a comfortable place to qualify, explaining each step thoroughly and patiently to guide us along the entire process. He has the rare gift of professionalism coupled with humility and class. I just can’t say enough good things about Micah.
Kimberly, Client
Micah made this process extremely personable and easy. We cannot express how happy we are with the overall experience!
PRODUCTS
Conventional Loans
Standard conventional loans typically offer the best terms available when buying a home.
Jumbo Loans
Any loan over the county conforming limit
DSCR/Short Term Rental
The debt-service coverage ratio (DSCR) is a measure of the cash flow available to pay current debt obligations.
VA/FHA Loans
Arguably the best way to get into a first property with low down payment requirements!
Commercial Loans
A la carte financing options for commercial real estate needs under $5 million.
BRRRR Strategy Financing
The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method is a real estate investment strategy that involves flipping distressed property…
NONQM Loans
Any loan that is not underwritten according to conforming guidelines
HELOC
Use the equity in your home for any reason – from debt consolidation to home improvements.
Bridge Financing
Short-term financing solution used to "bridge" the gap between acquisition and stabilization with a longer term financing option.